Financial Services
Uncover hidden risks and opportunities for improved financial decisions
In today’s rapidly evolving market, fluctuating interest rates, shifting consumer behavior, rising fraud, and growing customer expectations create significant challenges for the financial services industry to assess risk and maintaining lending profitability.
ValidiFI helps financial institutions balance customer expectations with secure, efficient lending decisions. Verify bank accounts and identities, while detecting fraud to streamline account acquisition, approve more loan applications, and transact with confidence.
How ValidiFI delivers intelligence for the Financial Services Industry
Validate
Bank Accounts
Optimize
Lending Decisions
More
Competitive Offers
Onboard and Convert
More Customers
Access
Predictive Data
Detect and Prevent
Fraud
Who we serve
- Banks - Manage deposit accounts and expand opportunities for new products
- Credit Unions - Optimize member experience and expand portfolio growth
- Lenders - Fund more loans, personalize offers, and assess risk more effectively
- Card Issuers - Make more informed decisions about which applicants to approve
- Fintechs - Provide a more accessible, efficient experience for consumers
- Wealth & Investment Management - Authenticate new account enrollments and disbursements
Solutions for Financial Services
vIndex™
Evaluate financial institutions for increased chance of risk before accepting consumer payments
vAccount™
Our vAccount suite offers scalable account validation for compliance, risk mitigation, and ownership verification
vCredit®
Predictive credit risk score and attributes, leveraging proprietary bank account and payment intelligence
vFraud®
Detect high-risk bank accounts, phone numbers, and emails to prevent fake accounts and fraudulent transactions
vConnect®
Access cash-flow underwriting and consumer-permissioned transactional data from users’ bank accounts
vInsights™
Categorization and cashflow underwriting report to enhance affordability and risk evaluation
Related resources
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