Tag: vCredit

Product Sheet: vCredit

Predictive FCRA-compliant score powered by the ValidiFI Data Network offers:  A more holistic view of consumer creditworthiness Frictionless customer experience Optimized loan approvals while minimizing risk Download Product Sheet

Revolutionizing Credit Unions: How ValidiFI’s Risk Management Tools are Changing the Game

As we cautiously wade through 2023, credit risk remains a top concern for financial institutions, particularly credit unions. Revolutionizing Credit Unions Credit unions are financial institutions that provide services such as loans, savings accounts, and checking accounts. These institutions operate on a not-for-profit basis, which allows them to offer more favorable rates and fees compared […]

Elevating Bank Account Validation and Risk Assessment to New Heights

Here at ValidiFI®, we’ve been diligently enhancing and expanding our predictive bank account and payment intelligence offerings to better serve your ever-evolving compliance, bank account validation, fraud, and credit risk needs. Introducing ValidiFI Solution Offerings: Predictive Bank Account and Payment Intelligence Solutions vIndex: Identify High and Low-Risk Financial Institutions. vAccount: Streamlined Bank Account Validation for […]

What’s Conversion Got to Do with It? Converting the Maximum Amount of Leads

When you add up the high costs to assess the risk of applicants, with lead purchasing becoming more competitive and the quality of leads becoming harder to verify with traditional methods, the financial returns are often outweighed. In fact, the odds are likely that you’re spending too much on poor-performing leads. Too often we see […]

ValidiFI Relaunches with Its’ Industry-Leading Offering of Credit Risk and Validation Solutions

ATLANTA, GA, July 5, 2023 – Today, ValidiFI, announces its official relaunch following its acquisition by RIBBIT in June 2023. Moving forward, the combined company will operate under the ValidiFI name and branding, serving a broader range of industries and customers.  This strategic combination has now created one of the industry’s largest alternative databases of bank and […]

Why You Need A Lending Autofunding Strategy

Today, Americans have nearly all but shifted their buying to online. With this shift many lenders have adapted to fully digital experiences. Lenders utilizing alternative credit data as part of their autofunding strategy are staying ahead. Lenders must be in tune with today’s consumer behavior, continuously improve and adapt the user experience they deliver to […]

Bringing Visibility to the Credit Invisibles

In a time where wallets are filled with credit cards, buy now pay later options are available at the click of a button, and brick-and-mortar lenders are on every corner, yet a significant amount of the population is still considered credit invisible. The credit invisible refers to those consumers that are invisible to lenders due […]