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vACCOUNT +

Bank account validation delivered with critical insights

Validate bank accounts and reveal critical insights on account stability, payment performance, and returns for increased assurance

Solution Overview

Ensuring compliance with Nacha’s WEB debit account validation rule is essential for mitigating risk and detecting potential fraud. A robust account validation solution is crucial for adhering to regulations, providing a seamless customer experience, and reducing payment issues or returns.

vAccount + expands on our real-time bank account validation service, to reveal additional critical insights.

HOW IT HELPS

By unlocking additional data, vAccount + provides you additional attributes and data sources for increased coverage as well as a deeper understanding of transaction patterns, account stability and payment performance.

Utilizing our robust network of bank account and payment information, vAccount + offers:

  • Reduced risk of ACH return codes
  • Better predict risk of first payment defaults (FPDs)
  • Transact with greater confidence 
How It Works

vAccount +

vAccount + expands our account validation capabilities to reveal critical insights into:

KEY BENEFITS

The Value for your business

Low Friction Solution

Quickly verify bank accounts prior to onboarding or making transactions.

Detect Fraud

Identify fraudulent accounts and reduce risk of payment failures and ACH returns.

Increased Confidence in Transactions

Additional insights to enhance account validation.

Related resources

Product Sheet: vAccount +

Download our vAccount + product sheet to learn more about our enhanced bank account validation solution delivered with additional critical insights. vAccount + benefits:   Validate bank...

Why Is Account Verification Important?

With identity theft continually on the rise, bank account verification is becoming a critical asset for organizations and financial institutions alike. Bank account verification authenticates and...

Account Validation: A guide to Web Debit Compliance

Account verification is required for maintaining compliance with Nacha’s WEB Debit Rule. ValidiFI developed a guide on the various methods of account validation to help ensure you meet these...

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FAQ & ANSWERS

Frequently asked questions

vAccount is a bank account verification solution that leverages ValidiFI’s proprietary data to check bank account status. Confirm if an account is open, valid, and ACH capable prior to sending deposits. 

vAccount + layers in additional data elements for increased confidence in account verification. 

As a bank account verification solution, bank account and routing number are required fields.

vAccount + validates a bank account to confirm it is open, valid, and ACH capable in order to identify risk and specific return codes.

Organizations leverage vAccount + to reduce failed transactions and costly fees, ultimately improving the customer experience. 

Ready to Get Started?

Contact us

Ready to Get Started?

Contact us