Instantly validate financial institutions
Assess the risk of a financial institution based on performance within ValidiFI’s data network
ValidiFI’s vIndex solution evaluates financial institution risk using the provided bank account and routing number to flag and rank high and low risk financial institutions based on client performance.
Leveraging bank account and payment intelligence from ValidiFI’s network of financial service providers allows you to:
- Identify non-conforming or invalid routing numbers
- Identify high risk and low risk bank accounts
- Review financial institution information and history
vIndex
Using the bank account and routing number, we validate details against our proprietary database network and return insights in a matter of seconds to help you assess financial institution risk and quality in real-time:
- Rank order risk using our proprietary financial institution risk score
- Check ACH capability
- Identify routing number status
- Check the routing number conformity for financial institution provided
The value for your business
Identify Status
Check if the routing number is active and currently in use to process transactions
Detect Fraud
Identify high risk institutions and safeguard from potential fraud
Assess Risk
Access critical insights for improved risk segmentation
Related resources
Related products
vAccount
Confirm a bank account is valid, open and ACH capable to ensure Nacha WEB debit compliance.
vAccount +
Validate bank accounts and unlock additional critical insights for increased coverage and predictability.
vConnect
Intuitive login interface to unlock verified validation and cash-flow underwriting.
Frequently asked questions
vIndex is a dynamic risk scoring service that assesses financial institution risk. Identify high and low risk banks so you can make more informed decisions and transactions.
As an index solution, vIndex requires bank routing and account numbers.
vIndex helps organizations protect themselves from potential losses by preemptively identifying financial institutions that have demonstrated high-risk behavior in the past. Since vIndex is dynamic, it is continually updated to offer the most current data analysis.
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